Your SR22 Alabama Explained
Reader’s Question:
My boyfriend is required to get SR22 Alabama to reinstate his license. It’s his first time to get that so were totally clueless. What is this SR22?
Beth
Birmingham, AL
I’m sorry to hear that Beth. I hope your boyfriend is ok.
Going back to your question what is an SR22 Alabama exactly? Let me just do a quick review about Alabama auto insurance law because this has something to do with SR22 insurance.
Getting auto insurance a prerequisite to have your auto registered. Following are the required auto insurance limits in Alabama. Remember that these figures are just the least amount that one can purchase for their Alabama auto insurance coverage:
- $20,000: bodily injury per person per accident
- $40,000: for more than one person per accident
- $10,000: damage on property per accident
In Alabama, if a driver is involved in a traffic accident that resulted to damages or injury, a police officer will ask for a proof of auto insurance from that driver. A driver must show his or her proof of insurance through an auto insurance card given by his or her insurer. If, let’s say auto insurance policy is cancelled, then that driver’s license will be suspended by the Alabama Department of Motor Vehicles (DMV).
Meanwhile, if a person has committed several traffic offenses, or has been cited for drinking under the influence (DUI) or driving while intoxicated (DWI), or been caught driving without auto insurance, the Alabama DMV will require proof of financial responsibility through SR22 Alabama.
Getting SR22 insurance is getting high risk auto insurance too since both are exactly the same. The SR22 insurance functions as an assurance that a certain driver is meeting the required auto insurance law in Alabama, In general, a person needs to keep SR22 Alabama for 36 months to 60 months, which would be a period of three to five years. However, for some more serious cases, he or she may need to keep SR22 insurance for a longer period of time.
You can also ask your auto insurance agent for more information about SR22 Alabama. If you’re looking or SR22 insurance quotes you can use the Web.