Vehicle Insurance Rate Everett Washington WA

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Reader’s Question:

What is the penalty if I chose to drive in a high-occupancy vehicle lane (HOV)? And if I am caught illegally driving in an HOV lane would this affect my auto insurance rate? Will this cause an increase on my current car insurance premium in Everett, Washington?

Tom

Everett, Washington

The high-occupancy vehicle lane (HOV) is created to improve the transportation system in Washington. It is also called as express lane, carpool lane, diamond lane, transit lane, and commuter lane.

I would assume that the reason why you are asking for the penalty if you chose to drive in an HOV lane is because you are driving alone with no passengers. In general, the high-occupancy vehicle lane (HOV) is a reserved lane for a driver with one or more than one passenger/s. However, there are some exemptions to this rule. To name one, regardless of the number of people inside the vehicle, emergency vehicles, motorcycle and public buses are allowed to use the freeway HOV lanes at all times.

Going back to your question, driving on a HOV lane has a fine amounting to $101. There are additional charges which may be added though. You better ask the Washington Department of Transportation (DOT) for additional information with regards to your question.

And if it’s going to affect your auto insurance rate if you violated this, that still depends on your auto insurance company. But normally, a minor violation like this would not affect your car insurance premium. However, I would suggest you consult your auto insurance agent in Everett, Washington regarding your question. This is because car insurance companies follow certain guidelines on setting auto insurance rates.

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