Student Car Insurance Great Falls Montana MT

Reader’s Question:

I have a friend who will be moving to the city of Calgary for schooling; does he need to purchase Canadian car insurance? His car is registered in Great Falls, Montana and has a Montana license, can he get Canadian insurance?

Chris

Great Falls, Montana

Thanks for asking Chris. If your friend’s insurance company will not allow him to keep his Great Falls, Montana car insurance on his car while he is away in Calgary for schooling, then he will likely need to purchase his car insurance there in Alberta, Canada. Normally, the car insurance companies in US are not able to offer car insurance for your friend while he is a full-time student in Alberta, Canada. Generally, the car insurance companies can only extend coverage to residents in the US.

The Alberta government states that if a person is not a resident of Alberta but is attending full time school in Alberta they do not have to register their vehicles and change their driver’s licenses. This is provided that the vehicle is registered in their home jurisdiction under their name. However, the Alberta government does not discuss the issue of purchasing car insurance for out of the area full time students.

It is likely to secure car insurance that your friend will need to register his vehicles in Calgary. For help on obtaining the Canadian car insurance he will need on his vehicle while he is attending school in Canada, I would suggest your friend seek help from the student services department of the University he will be attending. The student affairs office of a college or university usually deals with situations such as helping international students figure out how to legally bring their vehicle over and properly place car insurance on it, so they should be able to offer expert advice on his situation.

Tags: Student car insurance