Rental Car Insurance Fort Lauderdale Florida FL

Reader’s Question:

My teenagers are coming over to visit me here in Fort Lauderdale, Florida, and would be bringing some friends with them. They want to rent a car to go around but they are under 25 so I’m wondering if my kids will be allowed to rent a car if they are under my car insurance policy?

Susan
Fort Lauderdale, FL

Most large car rental companies are either very hesitant to (or downright refuses to) allow anyone under 25 to rent vehicles. The fact is these companies are trying to avoid, as much as possible, risks and losses in their end of the business. Said risk mostly arising from underage/ teenage driving.

There is still a possibility that your teenagers could be allowed to rent a vehicle there in Fort Lauderdale, Florida, provided that you are able to find a car rental company that provides this option. Your teenagers should also be listed as a named driver under your car insurance policy, and that said policy has collision and liability coverage that will extend to your teenagers and it allows them to get into a rental agreement without requiring your name to be on it as well. So it is very important that you talk to your car insurance agent as well about provisions in your car insurance policy, as well as any limitations that might come with it for you and your teenagers. Sunshine Rent A Car is among some of the car rental specialists in Florida that allows under 25 drivers with proper car insurance coverage to rent their vehicles.

You should also look into your credit card policy. Most credit card holders are entitled to have some degree of auto insurance that comes with using their credit card for car rentals and this may be enough to get your car rental agreement. There’s also some car rental company that will allow you to rent a car without personal car insurance as long as you agree to purchase the necessary coverages with them. Rates could go from 9$ to 20$ a day with this.

 

 

Tags: auto insurance, car