Rate quote for teen car insurance

Q: How do I keep my rate quote for teen car insurance from rising?

A: Well, a rate quote for teen car insurance tends to drop month by month, ever so slightly, as the teen gets older. Your main goal should be to maintain the status quo and make sure your kid doesn’t get anything horrible on their record which would send the prices zooming up. With a teen, though, that isn’t so easy. So you gotta lay some boundaries.

• Every time one of your kid’s friends gets in the car while they’re behind the wheel, the possibility of them getting into a car accident goes up by 50%. Put restrictions on how many people can be in the car with your kid at a time.
• Enroll your teen in a defensive driving course so that they can learn how to react in dangerous driving situations.
• Make sure your teen keeps the distractions low when driving–no talking on the cell phone, no headphones or ipod. If they want to mess with the radio, they can only do so at stoplights or stop signs. No eating and driving.
• Go with your teen for a drive very often. Compliment them when they do something well and comment supportively but correctively when they screw up. Set a good example.