Q: What do I need to tell my insurance agent in Miami FL when I go to buy car insurance?

A: It’s seriously important to know what you’re getting into before you jump in the water, so I’m glad you asked. A lot of policy holders go into their appointment with their insurance agent in Miami FL completely ignorant, and as a result they miss some important information, and eventually have their policies cancelled on them for misrepresentation. Big mistake!

When you go see your insurance agent in Miami FL, you have to be completely candid about past mishaps. This means any and all little bumps along the way, any traffic or even non moving violations you have been ticketed for. You need to tell about your past claims, which insurance companies you have been with before if they ask. Even if the accident you were in wasn’t your fault, you’re still required to tell about it.

If you come out of your appointment and realize that you’ve forgotten some piece of info, don’t panic. Just call your agent up and tell them. The problem is not forgetting, it’s when they think that you’re deliberately hiding the truth–of course, sometimes you really are forgetting.