How Many Insurance Points For Speeding Ticket In New Jersey
Reader’s Question:
My boyfriend received a ticket for going 88 in a 65. Will this affect his auto insurance rate in Clifton, New Jersey? How many points will be added on his driving record? How much does he need to pay?
Rica
Clifton, NJ
Driving with a 23 miles/hr over the speed limit is given a 4 demerit points point by the New Jersey Statutes Annotated (NJSA) points list. Once your boyfriend pleads guilty for the said traffic violation and pays the fine, then this violation will reflect on his New Jersey driving records by Motor Vehicle Commission or MVC.
It’s a fact that this will affect his insurance rates. Usually, having a traffic violation is one of the factors that car insurance companies consider in setting auto insurance rates. However, your boyfriend could still enroll in defensive driving course or maintain a violation-free for one full year to earn positive points on his driving record. These positive points will help him offset the negative points on his records. Ask your car insurance agent in New Jersey for more information about this. Or if you think, he’s paying so much on his car insurance premium, then start shopping around for quotes through websites.
Regarding the amount that he needs to pay, I would suggest asking the clerk court about this. There is a contact number you can find written at the back of the ticket. Or you can also check with the New Jersey Municipal Courts website.