How Long Can I Stay On Parents Auto Insurance In California
Reader’s Question:
I just got married a month ago. I am wondering if it is legal in Fremont, California if I still stay on my parents auto insurance policy? I just think it is cheaper that way and I cannot afford to buy my own car insurance yet.
Jamie
Fremont, CA
I am not aware of any law in California that prevent anyone from being on their parent’s car insurance policy if you are now married however though you need to verify with someone who knows California law statutes to be sure that this is correct. Although it might not be illegal to remain on your parent’s car insurance policy their auto insurance carrier should be made informed about this to be sure you will still be covered under your parents policy even though you are married already.
If however you no longer live in your parent’s in the same household, your parents may have issues regarding that. The insurance carrier may advise you to buy your own car insurance policy with your husband. Your parents could get in trouble with their insurance carrier if the insurer was not made aware of your married status.
You can start here and now if you decide to buy your own cheap car insurance policy with your husband. You will just have to type your zip code and get the best car insurance rate for both of you in the same policy.