Reader’s Question:

I bought a vehicle in my name, and I need a car insurance for it. My license has been revoked. Can I still insure my vehicle in someone else’s name? Or, can I insure it under my name? I live in Florida.

Remy

Cape Coral, FL

Even though your driver’s license is revoked, few insurance providers will permit you to insure your car in Florida.

I know some insurance companies that will allow it, but they will require you to provide them proof of it’s reinstatement within thirty days from your policy’s inception date. Or, they will terminate your insurance policy.

There are also insurance providers that will permit someone else to insure your car in their name, even if that person has no insurable interest in your car. Those insurers are limited and they do require the car owner to be added as a motorist on the policy. Under certain circumstances you can be added on the policy, but you would be excluded and not covered under the insurance policy terms. You will have to call for underwriter authorization.