Drunk Driving Car Insurance Scottsdale, Arizona AZ

Reader’s Question:

My vehicle was totaled and I would like to know if my auto insurance in Scottsdale, Arizona still going to cover it if I was driving drunk?

Gene

Scottsdale, AZ

You will need to talk with your car insurance agent and read over the terms of your car insurance policy to check if there are any exclusions that would permit them to deny an insurance claim. It is not typical of an insurance carrier to exclude car insurance coverages due to a OUI, DUI, DWI or any type of drunk driving violation. Though many insurance carriers will exclude coverage for criminal acts.

My brother was drunk driving and his insurance company denied the car insurance claim due to a DUI being considered a criminal violation and the car insurance policy excluded such actions.

So you will need to read over your auto insurance policy in Scottsdale, Arizona and if it is not clear whether your insurance carrier would cover an incident you are in while drunk driving then talk with your car insurance agent to get verification. You can also check with your state’s insurance regulator to know if a DUI exclusion is permitted on car insurance policies.

Tags: auto insurance, drunk driving insurance, DUI insurance