Reader’s Question:

In Kentucky what is the fine for driving without car insurance?

Jean

Louisville, KY

The penalties for driving without car insurance in Kentucky can be rather severe. For a first offense you are cited, you will be required to go to court and can be fined between $500 - $1000 or go to jail for not more than 90 days or both.

Your Kentucky vehicle registration and license plates can be suspended for a year or until proof of car insurance is provided. You may also lose your license for up to one year. For each subsequent offense of not having proper proof of car insurance the penalties increase.

If you were found with driving without car insurance in the state of Kentucky you may contact the court listed on your citation for more information on the possible fees and penalties you may receive in court. The clerk of the court can likely inform you what the normal fine amount is for a first time offense of being uninsured motorist in the county in which you were cited.