Driving Without Auto Insurance St. Cloud Minnesota MN
Filed under: Auto Insurance Quotes, Auto Insurance Tips
Reader’s Question:
My friend has been driving for some months now without auto insurance. Just last week, he got unlucky and was caught driving without auto insurance in St. Cloud, Minnesota. He refused to talk to me and discuss the violation. I am just curious, what would be his penalty for doing that? Will this affect his auto insurance rate to go up?
Pamela
St. Cloud, MN
Being caught without auto insurance in St. Cloud, Minnesota is considered a misdemeanor. Additionally, if this violation happened for two times within the 10-year-period, it is considered as gross misdemeanor.
As for the penalty, from what I know, it could be a fine of not less than $200 or even imprisonment. Additionally, your friend’s driver’s license can also be suspended.
If this is going to affect his auto insurance rate to go up, that depends on his auto insurance company. However, the Minnesota Department of Commerce listed driving record as one of the factors that affect auto insurance cost. Accordingly, the more traffic violations a person has, the higher the premium. With this, I would say that there is a higher chance that your friend’s auto insurance rate will be affected by his recent traffic violation.
For more information about auto insurance law in St. Cloud, Minnesota, I would suggest checking with the Minnesota Department of Commerce.
Tags: auto insurance, car insurance rate, car insurance tips