Delaware DE Car Insurance

Reader’s Question:

My son’s dad and I are divorced, and his father gave his old vehicle to our son. When my son starts driving and if he insures the vehicle, do I need to include him on my policy? We live in Delaware.

Jane

Wilmington, DE

Ultimately, you will need to speak to your insurance provider in Delaware. Generally, most insurance providers want to know who resides in your household. From there most insurance providers will want you to either list that individual as either ‘eligible’ to operate a vehicle or ‘excluded’ from driving. Anyone listed on your policy as ‘eligible’ to drive, will be covered by your insurance carrier to drive the car(s) on your policy. If that individual is specifically ‘excluded,’ your insurance carrier will not provide coverage to that individual if s/he drives your car(s) listed on your policy. If you ‘exclude’ your son from driving your car(s) on your insurance policy, your insurance provider may require you provide proof your son has his own policy in force.