Q: How much does Dallas TX teen auto insurance cost? I know I’m not going to like the answer…what can I do about the high prices?

A: You’re right, you probably won’t like the answer. The Dallas TX teen auto insurance cost ranges from around 50% more to fully twice as much as an adult policy would, all things being equal. It tends to work this way–teenage girls are 50% more, and teenage boys are twice as much, so for a girl you would be facing around $1140 on average, whereas for a boy something more like $1520. Of course, your own factors will affect these rates and they may be higher or lower. Follow a few steps to keep your teen safe and your Dallas TX teen auto insurance cost low.

• Make sure your teen is on your policy. A separate policy is more expensive.
• Get high amounts of liability.
• Add your teen as an occasional driver rather than a principal one.
• Check your car insurance every few months–teen rates tend to drop off months at a time.
• Some companies will give a teenager a discount if they make good grades in school, take a driving scenario test with the company, or pass a defensive driving class