Cost Of Car Insurance Oklahoma OK

Reader’s Question:

My husband accidentally ran over a neighbor’s fence here in Tulsa, Oklahoma, and they are now asking us to pay for the damage cost. Will this be covered by our auto insurance?

Emma

Tulsa, OK

For as long as the total costs of repairing your neighbor’s damaged fence does not go beyond $25,000, it should be covered by your husband’s vehicle insurance. Whatever auto insurance your husband may have gotten for his vehicle, it’s pretty certain that he would have property damage liability of at least $25,000 since this is one of the minimum auto insurance requirements for vehicle registration in Tulsa, Oklahoma. This means that the cost of repairs and replacements for any property damage incurred from a vehicular accident where your husband was at fault will be covered for by his insurance company, with a maximum limit of $25,000.

In case the costs of the damage go beyond that, you will need to check your husband’s auto insurance policy to verify the maximum limit of his property damage liability. Property damage liability, however, does not cover any property damage that may have been done to your husband’s car due to his own negligence. It only provides insurance coverage for your husband’s financial liability to another person due to property damages caused by an accident where your husband was at fault. There is also a possibility that after the damage has been properly covered by your husband’s insurance company, his premium payments for the insurance policy may increase shortly after the accident.

 

Tags: auto insurance, car insurance