Collision Coverage Auto Insurance Tuscaloosa Alabama AL

Reader’s Question:

What happens I do not have collision coverage insurance in Tuscaloosa and I got involved in an accident?

Charles

Tuscaloosa, AL

If you do not have collision insurance coverage in Tuscaloosa Alabama and damage your car in an at-fault crash then you will be held liable normally for the cost of repairing your car.

Without comprehensive and collision your car is not covered for you to make car insurance claims with your own insurance company for damages it may sustain in a wreck.

For the damages or injuries you may have caused to others then you will likely have liability coverages property damage and bodily injury. These cover others that you may have injured in an accident but do not cover you or your car.

In most states if you were not at fault in an accident then you would make a car insurance claim against the at-fault driver’s property damage liability for the damages to your own car.

Tags: auto insurance, collision insurance coverage