Q: How can I get the cheapest online auto insurance?

A: There’s two things you gotta do to get the cheapest online auto insurance. Here they go.

• GET QUOTES.

DO YOU HEAR ME YELLING? That’s because this is the most important point. No matter where you end up buying your car insurance, if you don’t take advantage of the bazillion cheapest online auto insurance quote sites out their (or one of them, anyway) then you will 9.9/10 end up paying too much for your auto insurance. So get quotes from a couple of different sites, compare them, and then keep going. It’ll take maybe thirty minutes of your time, at most.

• Buy online.

Do the lazy thing and buy your cheapest auto insurance online. It’s even cheaper there because car insurance companies usually give some kind of online discount for online buyers. On top of that, you’re helping your company save money when you buy online, so you can pat yourself on the back for any future rate decreases. It was all you, buddy.