Suspending Military Auto Insurance Maryland MD

Reader’s Question:

I have a boyfriend who is serving the military. He would be stationed in another country for several months. He has a car here in Maryland that is registered and also insured. What’s the best thing to do with his car insurance policy? Is it advisable to keep paying on his auto insurance premium? Because I think it’s not practical to do that. The reason is no one is going to use his car. We’re thinking of saving on his auto insurance bills while he’s away. Do you think that’s possible?

Anna

Ellicott City, MD

From what I’ve read from the Maryland Insurance Administration (MIA), your boyfriend who is serving the military may opt to suspend his auto insurance coverage if he is deployed in another place. This suspension may be applicable to suspending the full coverage or just partial coverage. This is usually done to save on auto insurance premium payments. However, you must be sure first that no one is going to use the vehicle. And also since your boyfriend is with the military service, he could suspend his car insurance policy and have it reactivated once he returned. He could do this without any penalties at all. This is provided that the reason he is going to suspend his policy is because he is assigned in another country and would be required to stay in that country for a long time.

For more information on how your boyfriend can suspend his car insurance policy, do check with his car insurance agent in Maryland as soon as possible.

Tags: auto insurance, car insurance online, car insurance tips, military insurance

Teacher Auto Insurance Discount Huntsville Alabama AL

Reader’s Question:

Things are not getting easier for my family. I’m married to a 56-year-old man who is not earning enough. And having a teen daughter under my insurance policy is just adding up on my financial problems. I am desperate to get tips on how to save on my premium. Is it true that if I belong to a certain profession or group I could avail of car insurance discount in Huntsville, Alabama? I am a teacher by profession.

Lea

Huntsville, AL

I know things are getting tougher nowadays. But you really don’t have to lose hope Lea. There are so many ways which you could get a car insurance discount in Huntsville, Alabama. Let’s take a look at some:

• Teacher’s Discount. I assume that you are a member of National Education Association or any association of state educators, then with this under your name you could get as much as 20% discount.
• Older Drivers. Alabama State Law mandates a 5% discount to any driver who is 55 years old and above and took up defensive driving for a minimum of eight hours. You husband could avail of this discount.
• Young Drivers. New drivers who took up driving classes or defensive courses can get as much as 25% off from their insurance rates. For college or high school students with an average of B or better grades, they can from 15% to 25% discount. If you daughter is getting grades like that, then that’s a big discount on your insurance rates.
• Military Discount. There are certain auto insurance companies that give as much as 15% discount to drivers who are active or retired from military service or a member of the National Guard or Reserves.

There are a lot of ways on how you can save on your insurance rates. Start by shopping online to see the insurance rates in Huntsville, AL. You don’t have to lose hope at all.

Tags: auto insurance, Car insurance discounts, military insurance, teacher insurance discount

Military auto insurance quote online

Q: What kind of discounts can i get for a military auto insurance quote online and where should i get them?

A: I don’t want to be biased, but I like to point all members of the military looking for a good online military auto insurance quote over to GEICO. This doesn’t mean you should limit your search only to them–prices vary by area, anyhow–but in my opinion, they have the best deals for military drivers.

GEICO offers an initial discount of from two to fifteen percent for anybody who can prove they are either currently in the military or are a veteran or retired member of the military. Where in that percentile range you lie depends on several factors which vary from person to person.

There are also some additional perks for active members of the military. if you’re heading out of the country, or even if you’re being transferred to a base in another state, then you can cut your coverage down to only comprehensive insurance. If the area you’re going to is one where you’ll be getting hazard pay, such as in Iraq, then you’ll get a further huge discount of 25% just on that comprehensive.