Homeowners Insurance Hartford, Connecticut CT

Reader’s Question:

I have a full coverage and I would like to know if items in the vehicle, like my personal laptop if it gets stolen?

John

Hartford, CT

Typically comprehensive coverage covers your vehicle if it is stolen but not personal items stolen out of the vehicle. Some insurance policies may cover items that were attached to the car, such as the original radio however you would need to speak to your car insurance agent and claims adjuster to check if this would covered or not.

Personal items, such as laptop are likely covered under your renters or homeowners insurance policy if you have such a policy in effect. You may contact the car insurance agent in Hartford, CT that you have that coverage through to check what you need to do to make a claim with them. You will likely need to be prepared with receipts and descriptions for all the items so that you can be properly reimbursed.

 

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