Reader’s Question:

Do I need to buy an insurance before I purchase a used vehicle in South Carolina?

Samuel

Columbia, SC

If this is your first car in South Carolina then you need to obtain auto insurance before taking over the ownership of a used car in most states. If you already have car insurance and are replacing a car on your current insurance policy then the coverage might insure your “new” used automobile for a couple of days. You will need to contact your state’s DMV and insurance company though to verify.

Before buying a new or used car in South Carolina, contact your insurance carrier to let them know about the vehicle you might buy. They should be able to provide you a quote of what it will cost to add the car to your insurance policy, which can assist you budget for your auto purchase. Your insurance carrier can then let you know when you should contact and add the car so it will be covered.