Car Insurance Policy Louisiana LA
Reader’s Question:
My insurance policy was canceled just this week because I was having problems making the payments. Does that really mean I can’t drive at all until I get another drivers license? Is there no grace period for people like me? I come from Louisiana by the way. What are the rules around here?
Susan
Lafayette, LA
The law varies in every state, I believe. I hate to be the bearer of bad news but in Louisiana, the state allows you only 10 days to get a new insurance policy. Fines as much as $225 await those who fail to do so. And until then, you can renew neither your registration nor your license. You had better talk to people from the Motor Vehicle Reinstatement Office there in Louisiana about this.
It is also important that you be driving around with a liability insurance at the very least. You are required by the state to bring proof of insurance every time you take your car out of the driveway. Otherwise, your vehicle will be impounded and your license plate will be confiscated. Furthermore, failure to show proof that you do have insurance coverage within three days would mean you have to register your vehicle all over again.
Obviously, the state of Louisiana is pretty strict when it comes to vehicle owners’ having liability insurance. If I were you, I wouldn’t risk getting caught driving without one. It’s just not worth the trouble. You should find the time to sort out your auto insurance problems as soon as you can. Only then can you get back on the road.
Tags: auto insurance, car insurance