Car Insurance Help

Reader’s Question:

If want to learn to drive but do not own your own car, do you still need an insurance?

Olive

Jersey City, NJ

Many states will require you be insured first if you going to be driving - even if you are just learning to operate a vehicle. Now, you can be listed on someone else’s policy as an additional driver for that insured’s vehicle. Additionally, if you want car insurance, but do not own a vehicle, you may want to buy a ‘non-owner’ policy. This policy will provide coverage for liability, medical payments, and uninsured motorist coverages for an individual who does not own a vehicle and will be operating a vehicle owned by ssomebody else.