Car insurance for woman

A question I get a lot from people who write in is, does car insurance for woman drivers have a different rating system? Well, the answer is no, it doesn’t have a different system, but we ladies do have some luck (or is it skill) that often sets us apart from the boys in the rating game–we’re better drivers. Sorry, guys, I know it hurts, but as much as you like to propagate the myth of the crazy woman driver, statistics hold us out as the best and the brightest of the road, so maybe you should be checking the plank in your own eye, eh?

Still, the difference in rates for car insurance for woman drivers isn’tso pronounced as many people think it is. The difference can be as much as 50% during the teenage years, but as drivers grow older, the gap begins to close until they’re pretty much even. And it may not be that way for long, either–some research shows that women are actually catching up to men when it comes to bad driving, and guys are getting better. Whether they’ll eventually reach equal standing or do a complete flip remains to be seen.

In some countries, such as the UK, entire companies have been made just to sale car insurance for woman drivers exclusively. For those who would be interested in seeing similar things happen here in the US, here’s a warning–those companies actually charge much higher prices, so watch what you wish for!