Car Insurance Cost Edison New Jersey NJ

Reader’s Question:

I got a ticket for over speeding in New Jersey last week. I was going 88 in a 65. How many points would I get on my license? How will this affect my auto insurance rate in Edison, New Jersey?

Elizabeth

Edison, NJ

Every speeding violation merits different demerit points. According to the New Jersey Statutes Annotated (NJSA) points list, going beyond the speed limit by one to four miles is given two points. Moreover, for going more than 15 to 29 mph beyond the speed limit merits four points. Lastly, going on 30 mph or more than the speed limit merits 5 points. So, to answer your question going 88 in a 65 would merit four points on your license.

As to your second question, if this will increase your auto insurance rate in Edison, New Jersey I would say you better ask you auto insurance agent. Every car insurance company has its own guidelines in setting car insurance rates. However, I think this would affect your car insurance premium since driving records is one of the key factors that insurers take into consideration. You can also ask the NJ Department of Banking and Insurance for additional information.

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