Q: Can I get the best car insurance quote online, or is it better to go through it the old school way?

A: Well, I can’t give you a straight answer because I don’t want to mess you up, so let me tell you this: it’s a little bit of both.

The ability to get (almost) the best car insurance quote online has revolutionized the industry, and now that people are able to gather up 15 different quotes in as many minutes, the rate of people comparing companies and choosing the better prices is growing, which will in turn eventually drive down costs. I’d say that anybody who doesn’t start their search for car insurance with gathering online quotes is insane and wasteful. BUT–and there is a but–it shouldn’t end there.

Not all forms for the best car insurance quote online offer every single option, and so the numbers you get won’t always be the most accurate. This is why many companies require you to take a call from a representative once you have filled out a form–it still speeds up he procedure, but it’s not quite an instant quote. Make sure you double check on a quote with a real person before you make your final decision on which company you will buy your policy with.