Automobile Insurance SR22 Burke, Virginia VA

Reader’s Question:

I had an accident in Burke, Virginia without auto insurance. I was told to get an SR-22 form sent the Virginia DMV. Am I going to have to pay for the damages?

Ben

Burke, VA

The state of Virginia has a financial responsibility law, that requires all VA registered car owners to have automobile liability insurance or enough money to pay for any losses that may result from a car accident.

The SR-22 form is simply a certificate of financial responsibility proving that you are carrying a certain type of insurance liability coverage. It is a form that your insurance carrier would fill out and file for you with the state showing you had the required car insurance coverages.

If you were at fault in the accident in Burke, Virginia normally you would be held personally responsible for the damages the vehicle and driver sustained. If you did not reimburse the other driver on your own the other party could seek a judgment in court against you. If the other party had car insurance to take care of their damages their insurance company could come after you for the monies they paid out for the accident you caused.

Tags: auto insurance, driving without insurance, sr22 insurance