Automobile Insurance Points Council Bluffs Iowa IA
Filed under: Auto Insurance Quotes, Auto Insurance Tips, Teen Car Insurance
Reader’s Question:
I recently injured my ankle while playing football. Now, I’m having a little uneasiness whenever I drive. I would like to know, if I drive under this condition will it be considered a point against my license? If yes, will this affect my auto insurance policy in Council Bluffs, Iowa?
Nash
Council Bluffs, IA
In Iowa, driving restrictions are determined on a case to case basis. This means, driving restrictions are set depending on a person’s ability to drive or operate a vehicle safely. Like for example, a minor impairment might lead to some driving restrictions and more serious health conditions might mean asking the driver to surrender his or her license.
Seizures, for one is considered a serious health condition. If a person is suffering from this, he or she must provide a note from a physician stating that his/her seizure can be controlled by medication. The reason for this is because seizure affects a one’s consciousness thus it also affects his/her driving ability.
As to your question, it doesn’t appear to me though that it is a serious health condition. As you’ve mentioned you only feel a little uneasiness whenever you drive. I would suggest asking your physician if it’s advisable for you to drive. Because, according to Iowa state law, physicians can report to Iowa Department of Transportation if they think that a driver is not deem qualify to safely drive. Thus, the Iowa DOT would evaluate and determine that person’s driving record.
If you and your physician think you can still safely drive, then I don’t see any reason why you will not be allowed to do so. However, you must remember that if you are involved in a vehicular accident then your auto insurance rate in Council Bluffs, Iowa would surely be affected. I would suggest it’s better to make sure first if you can drive safely before driving around the streets of Iowa.
Tags: auto insurance, car insurance discounts, teen car insurance, young driver insurance