Automobile Insurance DWI Concord North Carolina NC
Filed under: Auto Insurance Quotes, Auto Insurance Tips, Insurance Quotes
Reader’s Question:
I was cited for “consuming alcohol before driving”. I pleaded guilty and was not convicted with Driving while Intoxicated of DWI. Will this still affect my mom’s car insurance rate in Concord, North Carolina? I am underage and under her car insurance policy. Please help.
Heaven
Concord, NC
In general, alcohol-related offenses while driving are taken seriously by any states in the US. These kind of violations often results to serious penalties and punishments. In the same way, car insurance companies see a driver who has been cited with this violation as someone who is risky to be insured.
For you question, yes it will affect your mom’s car insurance premium to go up. Typically, with this kind of violation, there would be an increase of about 90% on your mom’s car insurance premium. So, let’s say her basic rate before is $400. Then, 90% of $400 is $360. Her new car insurance rate is $760.
To know the specific details as to how much increase this will cause, you better ask you car insurance agent in Concord, North Carolina. You can also contact the NC Department of Insurance. They have NC Safe Driver Incentive Plan. This might help you in lowering your mom’s car insurance rate.
Tags: auto insurance, car insurance rate, DUI insurance, DWI insurance