Automobile Insurance Coverage Koolaupoko Hawaii HI
Filed under: Auto Insurance Quotes, Auto Insurance Tips, Insurance Quotes
Reader’s Question:
I am moving to Koolaupoko Hawaii with my wife soon. I still don’t know a lot of things when it comes to car insurance in Hawaii. I need some basic information about this so I could plan my insurance policy well. Can you help?
Dwight
Koolaupoko, HI
Sure Dwight!
Hawaii is a no-fault state which means that when you are involved in a vehicular accident you auto insurance automatically pays for the damage up to a specified amount regardless if you are at fault or not. Hawaii follows a minimum liability coverage of 20/40/10:
- $20,000/person injured;
- $40,000/accident
- $10,000 for damage to property to the other party
- $10,000/person for Personal Injury Protection (PIP)
If you are driving a motorcycle, your insurance company is required to offer you a medical expense policy which covers up to $10,000. And also, they are required to offer you policy for bodily injury liability coverage and income disability plan in excess of the minimum amount required.
Check with auto insurance agents for more information on car insurance or you can also check the websites for auto insurance companies in Koolaupoko, Hawaii for additional information.
Tags: auto insurance