Auto Insurance Rate Naperville Illinois IL

Reader’s Question:

I just got a ticket in Naperville, Illinois for negligent driving and it is my first offense. Will this greatly affect car insurance rate and how long will it stay on my driving record?

Ed

Naperville, IL

State of Illinois has defined negligent driving as the action committed when a person operates a motor vehicle carelessly or without exercising due care for the safety of others. This recent addition to the Illinois vehicle code provides that in addition to any penalty imposed, the person’s driving privileges shall be suspended for a fixed period of time. The driver’s license is suspended for a period of not less than 90 days and not more than one year if the violation results in damage of property. The penalties are greater if personal injury or death resulted from the negligent driving. Moving violations will remain on your Naperville, Illinois driver’s record for 4 to 5 years from the date of conviction. If the ticket forms the basis for a suspension or revocation, the information will be maintained on your driving record for a minimum of 7 years from the date of reinstatement.

Your auto insurance can be affected by a citation for an offense like this. Insurance companies differ in their rating system so you will need to ask your car insurance company to find out if the violation will affect your premium and if so how much.

 

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