Auto Insurance Lapse Concord, North Carolina NC
Filed under: Auto Insurance Quotes, Auto Insurance Tips, Insurance Quotes
Reader’s Question:
I live in Concord, North Carolina and my automobile insurance lapsed. I was told that my tags are revoked. I need a car to go to work, what should I do?
Patrick
Concord, NC
Most states have penalties such as license or tags revocation when you are found to be operating without car insurance. When you change insurance providers or if you have a lapse in car insurance coverage in Concord, NC the insurance provider is required to inform the Department of Motor Vehicle.
The NC Department of Transportation states that if you have a lapse in your car insurance coverage you will receive a FS 5-7 Notice which you have to respond to within ten days. To reinstate your drivers license plate you must re-certify with correct auto insurance information and provide a payment of $50 within the given ten day limit.
If you fail to respond within the ten days this will result in the loss of your license plate (tags) for thirty days. After those thirty days, to obtain your license plates back you need to: show proof of insurance coverage Form FS-1, pay the $50 processing fee, pay the $50 civil penalty fee and pay the appropriate license plate fee.