Auto Insurance Coverage Springfield Illinois IL
Filed under: Auto Insurance Quotes, Auto Insurance Tips
Reader’s Question:
What is the basic car insurance coverage for vehicles in Springfield, Illinois? What vehicles are affected on the liability coverage?
Don
Springfield, IL
In Illinois, state laws are greatly valued, and like all states, Illinois has a law about car insurance. You must be insured if you are going to drive in Springfield, Illinois. Illinois mandatory insurance law was established to keep drivers, who cannot bear the cost of injuries or damage they cause, off the highway. Your car insurance policy must meet the minimum limits of liability: $20,000 per injured person up to a total of $40,000 for everyone injured in the accident, and coverage of $15,000 for property damages. This basic insurance coverage is commonly referred to as 20/40/15 coverage.
You are required by law to always carry your car insurance card in your vehicle. You must show the insurance card upon request by any law enforcement officer. Usually when your insurance policy is issued or renewed, your insurance company will send you an insurance card. In accordance with Illinois car insurance law, you should sign the Mandatory Insurance affirmation statement on the annual Vehicle Renewal Registration Application that is sent to you via mail. Liability insurance is required for all motor vehicles that are being driven and must display license plates. This includes cars, recreational vehicles, vans, motorcycles, buses and trucks. However, trailers are not required to carry liability insurance.
Tags: auto insurance