Auto Insurance and Personal Information Given In California
Reader’s Question:
My boyfriend is gonna get his auto insurance in Ventura, California. We are somewhat skeptical about the information that will be asked from him since we do value privacy so much. We just wanna be sure on what are the usual and normal information that will be obtained from him in getting car insurance here?
Viviana
San Buenaventura CA
Hello Viviana!
According to the California Department of Insurance Fact Sheet that I have read, it is normal that car insurance companies will get several information from a person who is applying for auto insurance. This is done to make sure that a person is eligible to get a car insurance policy and set the auto insurance rate depending on the company’s guideline.
Some of the usual information obtained would be: driving miles, driving experience, and driving records.
For most auto insurance companies, they would order a Motor Vehicle Report (MVR) for all the drives that are listed on the auto insurance application. In addition, MVR includes all the driving record of a particular person together with traffic violations, car accidents, and suspension of the license that the person had.
If you are looking for car insurance rates in California, you can use this website by entering your zip code now.