SR22 Car Insurance and Boxing?

So you got caught driving while drunk and now you have to pay through your nose for SR22 auto insurance.

Well if things are not bad enough, these guys are marketing to SR22 people via a boxing ring and poor old Abraham Lincoln……….I would have thought it would be NASCAR and Bill Clinton!

This commercial makes me want to get drunk and visit their office in person. Says “get a policy while you wait”……..can I wait in line with a beer in my hand?

Car Insurance Commercial – Funny Video

I swear these guys must be in charge at my car insurance company. I talked with my company about raising my deductible amount to save money……they asked me “is everything ok, are we doing a good job with your account”…….they seemed to be very defensive, I just want to save money!!!!!!!!!!!!!!!!!!!!!

Have you actually spoken with your company? How many people did they pass you to until your question was answered???

Is Your Car Insurance Company Doing This To YOU?

I found this video on youtube and laughed my butt off, this guy does a great job at keeping a straight face…I could not have done it.

I want to call my car insurance company and do the same thing to them…..but maybe after a few beers. hahaha!

Very Affordable Car Insurance Rates Online Quotes

Finding affordable car insurance by David Thomson

When it comes to finding affordable car insurance there is no better way to go than by looking online for it, either by going to an insurance specialist broker or doing the legwork yourself. Online insurers can pass the biggest savings on to you simply because they have lower overheads; the insurance is the same as you would pay for elsewhere.

Finding affordable car insurance this way or by using a car insurance broker is without a doubt the easiest way to do it. Online insurance quote services never close and you won’t even have to leave the comfort of your own home.

When it comes to finding affordable car insurance several factors will have to be taken into account, the first is the type of insurance that you are looking for. The two main policies are fully comprehensive and third party. This decision will depend on factors such as your age, the year and make of your car and of course the cover that you require. If you wish to be covered for almost everything then fully comprehensive should be your choice, however this is the most expensive type of insurance and this will reflect in the premium you are quoted.

There are simple and easy ways that you can help yourself when it comes to finding affordable car insurance, for instance such factors as the safety features on your car are taken into account. Simply by installing good quality alarms, having your windows etched with your registration and your items such as DVD player’s security marked, this could mean you are able to drastically reduce your rate quote. Other factors that are taken into consideration include if you hold a clean driving record, for every three points on your licence you could be adding as much as 40% to your annual insurance premium.

Another great way to getting the cheapest quote when it comes to finding affordable car insurance is for you to take advanced driving lessons. If you pass an advanced course then this will show that you are an excellent driver and so will be seen as less a risk.

David Thomson is Chief Executive of BestDealInsurance an independent specialist broker dedicated to giving consumers the best insurance deal. They offer great value car insurance, ensuring that their clients have the protection they need, without leaving a hole in their pocket.

Cheapest New Car Insurance Rate Quote

New car insurance Rates by New car insurance

If you have bought or are thinking of buying a brand new car and it is over £5,000 then you will have no choice but to take out what is called “fully comprehensive” car insurance for your new pride and joy. However the name can be a little bit misleading to the majority of people, while you would think fully comp means that you will be covered for all eventualities, this isn’t so.

The majority of fully comprehensive car insurance policies will cover you for repairs to your cars and any others involved should you have an accident, along with this it will cover you for everything that third party, fire and theft cover will.

Comprehensive will also cover you for any damage which is deemed as accidental, for instance if damage to the insured vehicle occurs through such as malicious damage and very often includes any damage to the cars windscreen.

New car insurance can be expensive but if you look around for your insurance then you can still make huge savings on your premiums. One of the best ways to make savings is by shopping online, shopping online allows you to get almost instant quotes and along with this you are also able to compare the quotes against other companies which means you get the best deal possible. Along with this if you have an excellent driving record and no claims bonus this can help to reduce your premiums by a large amount. Another great way to cut down on the premium you pay for your new car insurance is to offer to pay a large amount for the excess; this is the amount that you have to pay before the insurance will take over should you make a claim.

There are many other additions you can make to your new car insurance policy and depending on the value of your car you might choose to include one or more with your fully comprehensive cover. Legal expense cover could be included in the fully comp policy so it is worth checking, but this covers you for any legal expenses that could occur as the result of an accident.

You can also take out further cover for such eventualities as damage from storms, should anything fall onto your car and cause it damage or any such thing out of the ordinary. However, again always check the exclusions within the policy as not everything will be covered.
About the Author

David Thomson is Chief Executive of BestDealInsurance an independent specialist broker dedicated to giving consumers the best insurance deal. They offer great value car insurance, ensuring that their clients have the protection they need, without leaving a hole in their pocket.

Cheap Teen Beginner Driver Insurance Quote

Insuring a young driver by Jason Hulott

The fact is, teenage drivers will usually ALWAYS pay more for auto insurance. The reason the majority of companies do this is due to the younger driver not having any experience on the road, while this doesn’t seem to make any sense with the young driver having only just passed their driving test.

Younger drivers will pay a higher premium there is much that can be done when it comes to getting a cheaper premium and insuring a young driver.

The first thing you should take into account is the type of car that you are buying or currently own, while insurance premiums are generally higher for the younger driver, the bigger the size of the engine you choose, will increase costs even more. If you are looking to buy your first car then bear this in mind when thinking about cutting down on the insurance premium, where possible avoid sporty and fast vehicles, but instead stick to a car with a modest size engine and if possible avoid buying a new car but an older model instead.

A clean claims history can be a bonus and can greatly reduce your premiums, but obviously when insuring the younger driver this won’t apply because unfortunately they don’t have any. So until you are able to get some experience stick with an older model and an engine size below 1 litre.

Although you have the choice of different types of insurance cover, fully comprehensive is very expensive and this might not be in the best interests of the younger driver. So consider an alternative such as third party, fire and theft insurance coverage.

If your teenage driver has just passed their driving test then they can take an advanced driving test to further reduce their premiums. A test such as this will normally consist of 6 different modules or scenarios that will put them into various situations such as night time driving and driving on the motorway, if this driving test is taken successfully and completed then there are certain insurers that will take this into account when insuring the young driver which can mean they save as much as 40% off the first years premium.

Shopping around online and getting teen car insurance quotes from several companies is the best way for anyone to make savings on their car insurance. The younger driver should also look around for those insurers that specialise in insuring the younger driver; insurance companies such as these will sometimes offer cheaper premiums when it comes to insuring a young driver and this should be taken advantage of rather than just going with the first carrier you see.

Jason Hulott is Business Development Director of Protection Insurance, an internet based insurance business dedicated to getting consumers the best rates and the best products. Visit our Car Insurance Directory

Getting Cheap Auto Insurance Is Easy

Where to find cheap car insurance by Jason Hulott

Finding cheap car insurance should start with looking online, simply by using your computer and internet connection you are able to browse through and compare online rate quotes from many carriers in your area.

Are asking yourself the question “where to find cheap car insurance” then you have no further to go than your own home. The best way to make a start is to do a search using one of the popular search sites, in just a few minutes you will be presented with many insurers to choose from, from here you simply have to answer a few questions and receive an almost instant quote.

I wonder what it costs to insure one of these motorcylce guys? Are you paying too much for your auto insurance, think what they have to pay. Click the large icon in the center of the image below to watch movie.

One type of insurance that you require, if your car is a second hand one of age, then taking third party might be your best choice. However if you have bought a brand new car from the showroom then you will probably want to make sure you have it covered for almost all possibilities and take out fully comprehensive.

Of course while you can make the best savings by shopping online for your car insurance there are many things you can do yourself to keep them down as low as possible. There are certain factors that will boost up your premium such as the area in which you live and while you can’t change this, you can do things such as installing the latest security alarms on your car.

Other factors which you should take into account are your age and sex, the younger driver does get penalised by having to pay a higher premium but there are sites that are aimed specifically at the younger driver and this is your best chance of making savings. Similarly if you are a women driver then there are sites that cater just for women, with women being known to be the safer drivers you can get the cheapest premiums by going with a specialist company.

Jason Hulott is Business Development Director of Protection Insurance, an internet based insurance business dedicated to getting consumers the best rates and the best products. Visit our Car Insurance Directory